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Personal Banking

Whit-co Check Reorder

OHB Free Checking

  • $50 minimum amount to open
  • No monthly service charge
  • No minimum balance
  • Unlimited Check Writing & Debit Card Transactions
  • Online Banking & Bill Pay
  • Mobile Banking App & Check Deposit
  • Checks available upon request*

Premier Checking

  • $50 minimum amount to open
  • No minimum balance
  • Unlimited Check Writing & Debit Card Transitions
  • Safe Deposit Box Discount
  • Free OHB personalized checks
  • Free Cashier Checks
  • Free Notary Service
  • Mobile Banking App & Check Deposit
  • Online Banking & Bill Pay
  • Free Copy & Fax Services
  • Identity watch program
  • *$8.00 monthly service charge
    Includes: $20,000 Accidental Death & Dismemberment Insurance & Discount Program on prescriptions, grocery’s, travel and much more!


Prestige Plus Checking

For Customers 50 & Better

  • $50 minimum amount to open
  • No monthly service charge
  • No minimum balance
  • Online Banking with Bill Pay
  • Mobile Banking App & Check Deposit
  • Unlimited Check Writing & Debit Card Transactions
  • Free OHB personalized checks
  • Free Cashier Checks
  • Free Notary Service

Now Account

An interest-bearing checking account with the convenience of checking with the benefit of competitive interest rates of a savings account

  • $50 minimum to open
  • Unlimited Check Writing& Debit Card Transactions
  • Online Banking & Bill Pay
  • Mobile Banking App & Check Deposit
  • Free Notary Service
  • Debit card with approval
  • *$10 per month if balance falls below $1,000


Money Market Account

Contact bank to get most recent investment rate.

  • $1,000 minimum open
  • Six (6) withdrawals per month
  • Online Banking & Bill Pay
  • Mobile Banking App & Check Deposit
  • Free Notary Service
  • Tiered levels of investment rates
    • $1,500 to $9,999.99
    • $10,000 to $24,999.99
    • $25,000 to $49,999.99
    • $50,000 to $75,999.99
    • $76,000 and greater

    * $5 per month if balance falls below $1,500
    * Excessive withdrawal fee $5

Regular Savings

  • $50 minimum to open
  • Six (6) withdrawals per statement cycle
  • Excessive withdrawal fee $1

* Check prices may vary depending on styles